Mortgage Refinancing, Designed With YOU in Mind.
You could lower your monthly payments by refinancing your mortgage to a lower rate. CU1 offers great rates and a wide selection of Home Refinancing programs so you can find a payment that fits your budget.
Cash-Out Refinance | Tap into the equity in your home to pay for renovations, large expenses and more.
Refinance | Refinance to lower your rate or pay off your loan faster with a shorter term.
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Mortgage Features:
- Competitive Interest Rates
- Fast Turn Times
- Low Down Payment Options on Purchase Transactions
- Purchase and Refinance Loan Options
- Fast and easy digital mortgage application
Calculate Your Mortgage Options
Find out how much your monthly mortgage payment could be, based on your home’s purchase price and the terms of your loan.
This calculator is for general education purposes only and is not an illustration of current Credit Union 1 products and offers.
Mortgage Calculator Get Personalized Quote
Mortgage Loan Originators
Downpayment Plus® Program
Through the Downpayment Plus Program*, up to $10,000 may be available to eligible homebuyers to use towards down payment and closing costs.
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Fixed Rate Mortgage
With a Fixed Rate Mortgage, your rate will stay the same throughout the term of the loan.
- Payments remain the same for the life of the loan
- Protection from rising interest rates
- Available in a variety of terms
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FHA
An FHA Loan can help make home ownership possible.
- Financing up to 96.5% of the home’s value
- Flexible Qualification Requirements
- Low Fixed Rate
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VA
Credit Union 1 is proud to offer a special mortgage option for military families.
- Financing up to 100% of the home’s value
- No Private Mortgage Insurance (PMI)
- Available to qualified veterans and their eligible family members
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Adjustable Rate Mortgage (ARM)
Credit Union 1’s Adjustable Rate Mortgage is perfect for purchasers with short-term mortgage goals.
- Low Introductory Rate
- Various programs available to meet your life needs
- Includes low Interest Rate Cap
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Apply for a Loan in Minutes
Online
A simple, self-service option to open your Mortgage Loan at your convenience.
Apply Online
Over the Phone
Our Member Solutions Specialists are available by phone Monday through Friday, 9:00 am – 6:00 pm CST, and Saturday, 9:00 am – 1:00 pm CST.
Call 800.252.6950
Download the CU1 App today!
NMLS# 384759. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum 1st Mortgage Loan amount of $50,000. Jumbo Loans have a minimum loan amount of $647,200. We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Message and data rates may apply. Check with your mobile carrier for details.